Terms and Conditions of Use

Welcome to the website of Asia Capital Reinsurance Group (hereinafter known as 'ACR').

Access to this website (http://www.asiacapitalre.com) is granted by ACR subject to the following terms and conditions of use.

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY ACCESSING AND USING THIS WEBSITE AND ANY WEB PAGE HEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT ACCEPT ANY OF THESE TERMS AND CONDITIONS, PLEASE DISCONTINUE YOUR ACCESS TO THIS WEBSITE OR ANY WEB PAGE HEREOF IMMEDIATELY.

Use of information and materials
This website is intended for use by clients of ACR as well as non-clients.

The contents of this website are provided strictly for general information only and do not entail any legal commitment or contractual agreement on the part of ACR.

The contents of this website, including these terms and conditions of use, are subject to change and may be modified, deleted or replaced from time to time and at any time and without prior notice at the sole and absolute discretion of ACR.

Governing law and jurisdiction
Access to any of the products and/or services presented on this website may be subject to restrictions for certain persons or in certain countries. None of the products and/or services will be supplied by ACR to a person if the law of his or her country of origin or of any other country which would concern him or her prohibits it. Notwithstanding the foregoing, you should at all times consult your legal adviser(s) and obtain independent verification as to whether your legal and fiscal status permits you to subscribe to the products and/or services presented on this website.

By accessing this website and/or using the services offered through this website, you agree that Singapore law shall govern such access and the provision of such services and you agree to submit to the non-exclusive jurisdiction of the courts of the Republic of Singapore.

Personal and other information
Any and all personal information communicated to ACR through this website will be used only by ACR. ACR is committed to the highest level of integrity with regard to the protection of personal client information.

ACR shall be free to use any non-personal information, including but not limited to ideas, concepts, know-how or techniques, provided to ACR through this website for any purpose and without payment or compensation.

Copyright and trade marks
This website must be seen as an inseparable whole. Complete or partial reproduction or representation of the web pages, the data and any other element constituting this website, by any process and on any support, is prohibited and constitutes, without ACR’s prior written permission, an infringement of copyright. Further, you may not, without ACR’s prior written permission, insert a hyperlink to this website or on any part thereof on any other websites.

All trademarks and service marks (including logos and brand names), displayed on this website are owned or acquired under licensed contract by ACR. You shall have no right or licence to download, reproduce or use any of these trade marks or service marks (including logos and brand names), whether for use as a link to any website or otherwise, except with the prior written permission of ACR.

Correspondences over the Internet
ACR does not guarantee the security and confidentiality of correspondences, including email messages, sent over the Internet and shall not be liable for any damage incurred or sustained by you in connection with or arising from such transmission of correspondences.

It is your responsibility to take all appropriate steps to protect your own data and/or software against contamination by any virus or other contaminants circulating on the Internet.

Third party links
This website may contain links to websites owned, controlled or offered by third parties. Access to and the use of such websites is at your own risk and subject to the terms and conditions applicable to such access and/or use.

ACR shall not be construed as endorsing or recommending any product or service offered on any such third party website. ACR will also not be responsible for any and all information, materials, products or services (or any failure thereof) contained in or offered at any such third party website linked to this website.

Absence of guarantee
ACR endeavours to keep the contents of this website as up-to-date as possible. However, ACR guarantees neither the timeliness and accuracy nor the completeness of any information presented on this website and expressly disclaims liability for any and all errors or omissions whatsoever.

With the exception of direct losses resulting from deliberate or serious misconduct on the part of ACR, ACR may under no circumstances be held responsible for any direct or indirect loss, serious or otherwise, resulting from a visit to this website or a visit to any third party website linked to this website or associated with such visits, particularly and without limitation, for any loss of profits, interruption of activities or loss of software or data.

No warranty of any kind is also given with regard to freedom from computer viruses or other contaminants or other malicious, destructive or corrupting codes in conjunction with this website or its contents, including any links to third party websites.

English version to prevail
If there are inconsistencies in meaning between the English language version of these terms and conditions of use and the terms and conditions of use as may be translated into any other language, the English language version shall prevail.